Buying or selling a home can be an extremely stressful and complicated process. In addition to combing through pages of listings and going to dozens of showings, buying or selling a home comes with a lot of lengthy and confusing paperwork. Even experienced buyers and sellers likely need some help when it comes to navigating … Read more
When you put in a purchase offer on a home, your real estate agent will most likely walk you through several contingencies, including with an appraisal contingency. A contingency is a clause in a contract that allows either the buyer or the seller to back out of the contract in certain situations. An appraisal contingency … Read more
If you’re pulled over for speeding or another violation, it can easily put a damper on your day. You may be wondering if you got a ticket or a citation. Simply put, there isn’t a difference between the two. A ticket is a less formal term for a citation and police officers issue both terms. … Read more
High yield savings accounts can help you to grow your money, but there are some good reasons to consider certificates of deposit (CD) instead. CDs allow you to earn interest for a set time period and, depending on where you bank, can outstrip savings-account annual percentage yields (APYs). FEATURED PARTNER FEATURED PARTNER Discover® 1-Year CD … Read more
Many companies issue cash dividends, often every quarter, to share their profits with investors. When you receive a dividend, you can spend the cash, save it for a rainy day, or use it to buy shares of a different investment. You can also use it to buy more shares of the same asset—something called dividend … Read more
Investing your money in the stock market can result in an excellent return, which is why so many people choose this route to reach their long-term financial goals. But investing can seem scary and intimidating, especially to first-time investors. Luckily, there are several options considered the best investments for beginners that suit a range of … Read more
Whether you’re an experienced investor or just getting started, you can buy and sell stocks, ETFs, and other investments via an online broker. The best online brokers have $0 stock and ETF trading, thousands of no-transaction-fee (NTF) mutual funds, and low-cost futures and options trades. The top online brokers also offer robust trading platforms, plenty … Read more
In general, borrowers are required to meet strict income and credit criteria to obtain a loan. Many struggle to meet these requirements without some help, due to poor credit or other financial setbacks. There are two primary methods to help someone else get a loan: co-signing and co-borrowing. “Both co-signers and co-borrowers are legally obligated … Read more
Are you in the market for a new credit card but unsure where to start? Researching and comparing the best credit cards can often be overwhelming. Plus, the unknowns around whether or not you’ll be approved can leave you feeling a little uneasy. This is where pre-approved credit card offers can help alleviate some of … Read more
Life insurance is one of the pillars of financial planning. It’s essential for the head of a household or anyone who has people depending on them for their financial needs. Term life is the most common and simplest type of coverage. There are many term life insurance providers in the U.S., so this review is … Read more